Money Does Not Grow on Tree free essay sample

In this modern society, what is the most important thing that people depend on to survive? Needless to say, it is money. Undeniably, money is needed for almost everything that we want. We need money to buy food, to have a place to live in, to go to school, to sit on the bus or even to go to a public toilet. There is an idiom which goes: â€Å"Money does not grow on trees†. It is used to warn us to spend money carefully as most of us don’t have a lot of it. In short, money is as vital as the air we breathe in as without money we cannot establish ourselves in society. Since money does not grow on trees, where do we get money? Realistically speaking, it is hard work that enables us to have money. That is why most of us engage in some sort of work to earn a living. We will write a custom essay sample on Money Does Not Grow on Tree or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page In metropolitan cities such Kuala Lumpur, we can see many workaholics leave their houses early in the morning and come back home when the sun sets. Some even work on extra shifts until midnight. The competition for money is so fierce that everyone cannot slack in their work. However, the minority of lucky people, don’t need to start from scratch or start their business on a shoestring because they inherit wealth from their families. There are even more fortunate people who make gross unexpected wealth through a lottery ticket. But this kind of windfall is just a flash in the pan. Thus money is only valued by those who earn it by hard toil. This is because when we earn money through the blood and sweat of labour, we will spend it wisely and lavishly. Consider a man who gets his money by a stroke of luck or through a family inheritance. He only knows that money can buy fame or bring him many luxuries and pleasures. He entirely lacks the good habit of how spending frugally. He will spend freely without any planning. More often than not, such a person will end up in poverty. So, the most practical manner to accumulate wealth is through hard work, not counting on any windfall. An English proverb tells us that a penny saved is a penny earned. We, therefore need to be wise in the way we spend and always put aside enough money for a rainy day. Some people find that what they have never seems to be enough. That’s why we need to have a budget. In a budget, we carefully plan our expenditure according to priority. For example , the priority of a student should be his studies and not the must haves like trendy clothes, PSP, expensive gadgets and so on. By working out a budget, we are able to spend our money on the right priorities and avoid keeping up with the Joneses or succumbing to peer pressure to possess the latest and the best of everything. Indeed, working out a budget is the basic money management skill which will enable us to have a foothold in a future thriving business. Nowadays, it can be seen that a major obstacle to spending thriftily is the absence of saving. Saving is important especially for financial emergencies. To inculcate this virtue, we should consider the necessity of the things we purchase. Our brains should never ever be saturated by the thought of creature comfort . We ought to ask ourselves whether a particular item we intend to buy is necessary or not. Through this deep consideration ,a large amount of money can be saved from the pockets businessmen. We can also put the remainder of our daily allowance into a piggy bank, while bigger amounts of money can be deposited in banks. Of course, we can apply for a loan from other people, but it is even more satisfying if we can dig into our own pockets ,for any amount needed ,without worrying that our plea will be turned down. Unfortunately, some people resort to unscrupulous methods to get larger amounts of money. Many of the means are not what we call decent. We can read news about conmen or scams that defraud innocent people. To amass one’s riches, many sins crop up in our world: bankers and goldsmiths are held at gunpoint, burglars break into houses, thugs extort from innocent victims and so on. Even some government workers are not spared from this foul and corrupt chain. Policemen take bribes and employees embezzle. When our rationale is veiled by the charisma of money, we usually make blunders and allow money to rule our lives . In a nutshell, we won’t get any money without hard work as there’s no shortcut to wealth. If we are too greedy to become rich, we will reap all the evil that the love of money brings about. Hence, the only way to earn a living is through industry and diligence as money does not grow on trees. While we can get by with whatever money we have, we need to work out a financial plan as the key to financial advancement is to be careful when spending money . We are humans bestowed with wisdom by Providence. Therefore, we ought to be smart when making purchases. Once we master the skill of restraint, we’ll find out that we don’t need an item so badly after all. Most importantly, money should be earned legally or else we will be entrapped by the evil lure of money.